The Senior Citizens League (TSCL), a nonpartisan senior group, recently released their monthly COLA estimate, predicting that it would moderate to 2.1% in 2026.

The recently passed Social Security Fairness Act will result in increases for workers who previously had benefits reduced due to the Windfall Elimination Provision (WEP) and spouses of these workers who had benefits reduced under the Government Pension Offset (GPO).

Social Security’s cost-of-living adjustment is expected to shrink in 2026 and could be the lowest increase seen in a decade.

Almost all Social Security beneficiaries are familiar with the most popular and publicized change: the increase in monthly benefit checks for 2025 due to the automated cost-of-living adjustment, or COLA. As you already know, that increase will be 2.5%.

Social Security cost-of-living adjustment, or COLA, went into effect recently and was reflected on the payments received in January. Each year, Social Security benefits are adjusted to keep up with inflation (if there is any),

If you’re struggling, it may be time to rethink your spending, downsize, relocate, or go back to work. Retiring early is possible, and may be easier than you think.

In 2025, millions of Americans will see a modest increase in their Social Security checks due to the Cost of Living Adjustment (COLA). This adjustment, estimated by The Senior Citizens League, reflects changes in inflation and aims to help beneficiaries keep up with rising costs.