A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types ...

See our methodology below. Best 0% APR credit cards Best for low balance-transfer fee: Citi Simplicity® Card Best for purchases and balance transfers: Wells Fargo Reflect® Card Best for no ...

Credit card issuers make billions from the spread between the prime rate and the APR they charge customers ... rates reduced access to credit for low and middle-income borrowers.

Here are some strategies to reduce your credit card APR. Opening a new credit card with a low-rate or 0% intro APR balance transfer offer could help you pay down debt. These introductory rates ...

None of the cards have a minimum credit score required for approval. Discover also offers a pre-approval form, so people can see whether they would be approved for a credit card and what APR ...

If you're an active-duty member of the military, you can take advantage of special low rates on your credit card ... and which card has the longest 0% introductory APR period for purchases ...

The BankAmericard® Credit Card is another card with a relatively low APR compared to others at 15.49% to 24.49% variable APR. Though not as low as the USAA® Rate Advantage Visa Platinum® Card ...

But its maximum APR ... credit score can help you snag a lower rate on your HELOC. Be sure to make on-time payments on any debt you owe and keep your utilization low. Paying down credit card ...

If you choose to apply for a credit card with a low APR range, then you are essentially guaranteed to get a low APR if you are approved. Of course, it’s important to apply for a card for which you are ...

If you are struggling with your credit card debt, create a plan to pay it down as fast as possible to avoid wasting money on interest. For more information, check out our list of the best 0% APR cards ...