The national debt has been making the news, placing much of the focus on federal debt. Yet to gain a full appreciation of the nation’s debt, one must step back and take a wider view of the situation.

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Treasuries are held widely and used globally as financial reserves, as a benchmark for pricing and as collateral for borrowing. Below is a breakdown of U.S. debt ownership.

Below is a breakdown of U.S. debt ownership. Foreign ownership data is compiled monthly by the U.S. Treasury, which says it relies mostly on U.S.-based custodians and that because securities held ...